Summary
Change in loan interest may greatly influence financial strategy of individual enterprises and people's daily life, even the revenue of local governments. By doing researches on loan policies, formation of loan interest and related influencing factors, adjustment of loan interest and floating scale, etc., this report aims to reveal the essence of loan interest, as well as its impact on different sectors of the society.

Table of Contents
I Overview of Loan & Interest   

I-1 Types of Loan

I-2 Loan interest rate

I-3 Loan management

II Impact analysis of rate changing

II-1 Macro adjustment and control

II-2 Micro- effects

III Continuous measures adopted by local governments